With teenagers at 14 and 16, you need resorts that don't baby them but also don't dump them in adult-only zones. Beaches Turks & Caicos and Hyatt Ziva Cap Cana are built exactly for this split—both run legit teen clubs alongside the family stuff, so your kids can actually hang with peers while you don't feel guilty parking them. All-inclusives kill the "what's for dinner" debate with four kids bouncing off walls. If you want to save 25-30% without sacrificing the programming, Beaches Negril copies the same Sesame Street formula on Jamaica's best beach. Pick all-inclusive if logistics matter more than exploring; pick resort (Hyatt options) if your crew wants more independence and maybe to rent a car.