Five years of family vacations and counting. Some have been incredible. Some have been "we'll laugh about this someday" trips that we're still not laughing about. Most have been somewhere in between. The pattern I've noticed: the trips that went wrong almost always went wrong because of decisions we made before we left, not things that happened once we got there.
Here's the honest accounting of the mistakes that stuck. If even one of them saves you the same fate, this post was worth writing.
The $11,000 trip where we never left the hotel
We booked a premium Caribbean resort. I'd been wanting to go for a year. We did the math on flights, factored in the kids' spring break, paid for ocean view suite, paid for the kids' flights, talked our way into Lightning Lane equivalents at the spa. Thirty-six hundred dollars per person. Five days. The most we'd ever spent on a single trip.
We landed exhausted. The kids had been awake since 4am. The cab from the airport took 90 minutes because there was a wedding being moved into the resort and the access road was closed. We arrived at 6pm, ate at the buffet, and crashed.
Day two we tried to do an excursion. The kids were still jet-lagged and one of them got sick on the catamaran. We came back at 1pm and napped until dinner.
Day three was perfect. Day four was perfect. Day five we packed.
That was a $11,000 trip where we got two and a half good days. The math didn't work because we underestimated the "recovery from travel" time and didn't plan for the "something will go wrong" day.
Lesson: Premium-budget Caribbean trips need to be 7-8 nights to deliver their value. Five-night premium trips are mathematically wrong unless you live within direct-flight range and the time-zone difference is minimal. We don't book under-7-night Caribbean trips anymore.
The Punta Cana trip we booked in September
I saw the deal. Punta Cana, premium resort, $1,800/person for the week. That was 45% off what the same resort listed at in March. I booked it on a Friday afternoon at my desk without consulting my husband, told him on the drive home, and we were both excited.
I had not consulted hurricane charts.
Three weeks before the trip, a hurricane formed in the Caribbean and started tracking north. It missed Punta Cana by 100 miles. We watched the news for four days. The trip happened. The first two days were rainy. The last four days were perfect.
But for four days I thought we were going to lose the whole trip. I didn't have CFAR insurance. Standard travel insurance only covers if there's an actual evacuation or the resort closes, neither happened. If we'd canceled because the forecast looked scary, we'd have lost the entire $7,200.
Lesson: Caribbean trips in September are real deals because hurricane season is real risk. If you take advantage of the deals, buy CFAR insurance, which is the kind that lets you cancel for any reason and get most of your money back. It costs about 8-10% of the trip cost. It would have cost me $720 to sleep through those four days instead of refreshing the National Hurricane Center website at 2am.
The Disney trip where we tried to do everything in three days
This is the most common mistake I see other parents make, and I made it too. Disney is expensive. Three days felt like the minimum we should do. Five days felt indulgent. So we tried to do Disney World in three days.
Day one we did Magic Kingdom. 18,000 steps. The kids melted down around 4pm and we couldn't recover. We left at 6pm and missed the fireworks we'd been looking forward to all year.
Day two we tried to do EPCOT and Hollywood Studios. We didn't finish either one. The 4-year-old started crying outside Rise of the Resistance because we were in line and she was tired. We left at 2pm.
Day three we couldn't face the parks. We did the hotel pool and felt guilty about wasting a Disney day.
That trip cost about $5,800 for the four of us. We did about $3,500 worth of Disney.
Lesson: Five days at Disney with kids 4-8 is the right number. The midday-break-back-at-the-hotel pattern is non-negotiable. If you can't afford five days at Disney, do three days with the right pace and skip two of the parks. Don't try to do everything in less time.
The room upgrade that we shouldn't have paid for
I once paid an extra $1,800 over a week for an upgrade to a "club level" room at a Caribbean resort. The pitch: dedicated lounge, included breakfast and afternoon snacks, premium drinks at the club bar. I did the math and figured the breakfast alone justified it.
What I didn't think about: the club lounge was adults-oriented. Quiet. The other guests glared at our kids when they ran in. We used it for breakfast, the kids were uncomfortable, we ate the rest of our meals at the main restaurants like everyone else.
Lesson: Club level / concierge level upgrades at resorts are usually wrong for families with kids under 10. The lounge environment is built for couples-without-kids. The included food and drinks rarely add enough family value to justify the upgrade cost. Save the money or use it on a real upgrade like an ocean view family suite.
The booking I made too late
We tried to book a December trip in late October. I figured we had two months. That's plenty of time. Everything was either sold out or priced for desperate procrastinators. The only thing we could find in budget was a property we'd ruled out for a reason.
We went anyway. The trip was fine. We promised ourselves we'd book earlier next year.
Lesson: Holiday-week family trips need to be booked six to nine months ahead. School-break weeks of any kind sell out and the prices spike. The week-of-bargain travel works if you're flexible, but with kids you almost never are.
The pattern I keep coming back to
Every mistake I just listed comes back to the same thing: we underestimated something. Travel time. Weather risk. Kid stamina. Booking lead time. Family-friendliness of a specific upgrade.
The fix I've landed on is just to overcorrect on the planning side. Pad an extra night. Buy the insurance. Choose the family-friendly pool over the adult-only one. Pick the destination with the easier flight even if it's less exotic. Build in the rest day.
The trips we've loved most weren't the ones where we did the most. They were the ones where we did less and had more energy for it. That sounds obvious. It took me at least three trips to actually believe it.
Browse all family-vacation coverage on our topics page. Related: When to Book Your Caribbean Vacation, First-Time Disney With Kids 4-8, What All-Inclusive Actually Includes.