Best Family Resorts in Lake of the Ozarks, MO
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Margaritaville Lake Resort is the top family pick at Lake of the Ozarks: it runs the only indoor waterpark on the lake, plus bowling, mini golf, and a full marina, and it covers toddlers through teens in one property. Families who want a kitchen, a private dock, and a lower bill should look at the classic cabin resorts: Point View Resort on the calm Little Niangua arm and Alhonna Resort, the lake's longest-running family-owned resort.

Margaritaville Lake Resort Lake of the Ozarks
Resort · $$$
Kids' club
No formal kids club. Jolly Mon Indoor Water Park (20,000 sq ft, slides with a 42-inch height requirement on the large slide, lazy river, tipping bucket, snack shack), Fin City bowling and arcade, mini golf, lakeside pool. Children under 12 must be with an adult in the waterpark.
Family room fit
Standard rooms up to 5 guests with rollaway ($20/night); 1-bedroom suites with kitchenette; 2-bedroom suites with full kitchen, dining area, and sleeper sofa. Pack 'n Plays $20/night.
The former Tan-Tar-A is the only resort on the lake with a true indoor waterpark, and the Jolly Mon park (600 feet of slides, lazy river, 600-gallon tipping bucket, activity pool) is the reason to book it. Fin City bowling and arcade, mini golf, a lakeside pool, and the Port of Indecision marina round out the all-in-one package, and kids 2 and under enter the waterpark free. The catch: waterpark admission is not included in the room rate ($20 per person per day for resort guests, $25 for the public), and this is a kid-forward property, not a relaxing one.
Watch out: Skip it if you want quiet, upscale finishes, or an adults-oriented pool scene. Value-focused families who will not use the waterpark daily should price the cabin resorts first.
The Lodge of Four Seasons
Resort · $$
Kids' club
No formal kids club. Four pools (indoor/outdoor heated year-round, Cloverleaf, Seasons Bay, Atrium), game room, nightly movies in the Cordoba Theatre, marina with pontoon/ski boat/WaveRunner rentals and captained options. Up to 2 kids stay free.
Family room fit
Standard rooms with rollaways ($20/stay) and cribs on request; kids stay free in existing bedding. Suites available.
The strongest traditional resort on the lake for mixed-age families: four pools including a heated year-round indoor/outdoor pool, the lake's largest full-service marina with boat and WaveRunner rentals, a game room, and nightly movies in its own theater. Up to two children stay free in existing bedding, which softens the bill, and cribs are available on request. The $21 nightly resort fee covers pools, movies, Wi-Fi, and shuttle, so factor it into price comparisons.
Watch out: Skip it if you want a modern, recently renovated property; this is a classic grand resort and some areas show their age. Kids set on a waterpark will prefer Margaritaville.

Point View Resort
Condo · $
Kids' club
No formal kids club. Sandy beach, swim platform, fishing docks, playground, arcade/game room, kayaking and canoeing. Cabins priced for 4 guests; $10/person/day beyond that.
Family room fit
2- and 3-bedroom cabins sleeping 6-8; family lodges sleeping up to 12 with two bathrooms and full kitchens. Best large-group room fit on the page.
Family-owned for 40-plus years on the calm Little Niangua arm, with 18 waterfront cabins and lodges sleeping up to 12, full kitchens, a sandy beach, a swim platform, fishing docks, a playground, and a game room. Per-person math for big families is the best on this page, and the calm cove water is genuinely easier with young kids than the main channel. There is no pool, no restaurant, and no resort programming.
Watch out: Skip it if you want a pool, on-site dining, or anyone else planning your day. It sits on the quieter north arm, so expect 20 to 30 minute drives to Osage Beach for groceries and attractions.
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Alhonna Resort
Condo · $
Kids' club
No formal kids club. Three pools including toddler pool, sandy beach, two swim docks, enclosed fishing dock, lakeside fire pits, poolside live music most weekends in season.
Family room fit
Motel rooms and studios up to four-bedroom units sleeping 10; full kitchens in all non-motel units.
The lake's largest and longest-operating family-owned resort, and the real-life inspiration for the resort in the TV show Ozark. Motel rooms through four-bedroom units, three pools including a dedicated toddler pool, a sandy beach, an enclosed fishing dock with wood stoves for cold days, boat slips, and the Blue Cat Lounge serving three meals a day in season. It is the closest thing to a classic lake camp that still has a restaurant. Motel units are basic; book a remodeled cabin or condo unit if finishes matter.
Watch out: Skip it if you want polished, modern rooms across the board, or a quiet adults trip; this is a lively, kid-heavy place in summer.
The Resort at Lake of the Ozarks
Resort · $$
Kids' club
No formal kids club. Indoor pool year-round, seasonal outdoor pools, playground, game room, bowling, poolside movies and bingo in season. Kids 12 and under eat breakfast free.
Family room fit
Standard rooms with connecting-room options; lake-view rooms available.
The former Lodge at Port Arrowhead, rebranded, sitting right by Bagnell Dam with an indoor pool, seasonal outdoor pools, a playground, a game room, on-site bowling, and a breakfast buffet where kids 12 and under eat free. Location is the selling point: you are minutes from the strip, mini golf, go-karts, and the dam. Reviews are mixed on room condition (8.2/10 on Hotels.com), and there is a $16 nightly destination fee plus an on-site nightclub.
Watch out: Skip it if room quality is your priority or you want a secluded lake setting. Light sleepers should request a room away from the nightclub.
Old Kinderhook
Condo · $$
Kids' club
No formal kids club. Outdoor saltwater pool, indoor pool with hot tub, second neighborhood pool for villa guests, sand volleyball, winter ice rink, game areas.
Family room fit
1-2 bedroom golf cottages, 3-4 bedroom villas with full kitchens, 5-bedroom estate homes. Strongest kitchen-equipped inventory after the cabin resorts.
A 700-acre golf resort three miles from the lake with cottages, villas, and estate homes that have full kitchens and sleep up to 10, plus the only saltwater pools at the lake (indoor and outdoor), sand volleyball, and an outdoor ice rink in winter. It suits families who want space, quiet, and a kitchen more than they want to be on the water. Lake access is through a partner marina, not out your back door.
Watch out: Skip it if being on the water is the point of the trip, or if nobody in your group golfs; you are paying for a setting you will not use.
Camden on the Lake Resort
Condo · $$$
Kids' club
No kids programming. Outdoor pool with swim-up bar, two hot tubs, marina with boat and WaveRunner rentals, watersports. Children welcome; 16+ charged as adults.
Family room fit
King studios and one-bedroom suites, some with kitchens and lake views. Best suited to small families with older kids.
The upscale option at the 7-mile marker: lakefront studio and one-bedroom suites, an outdoor pool with a swim-up bar, hot tubs by a waterfall, a full-service spa, a yacht club marina with pontoon, ski boat, and WaveRunner rentals, and the H. Toad's entertainment complex on site. For families with teens it works well, but the amenities honestly lean adult: no kids pool, no slides, no beach. Suites with kitchens soften restaurant costs.
Watch out: Skip it with toddlers and young kids; the pool scene and on-site nightlife are built for adults, and you will pay Margaritaville-tier prices without the kid infrastructure.
Kapilana Resort
Condo · $
Kids' club
No kids programming. Outdoor pool, playground, game room, boat docks and rentals, BBQ and picnic areas.
Family room fit
Lakefront condos (2-3 bedrooms, sleeping 6-10), cottages, and efficiencies.
A small family-run resort on the Grand Glaize arm in Osage Beach with lakefront condos up to about 1,600 square feet, cottages, and efficiencies, an outdoor pool, a playground, a game room, and boat docks with rentals. It is the budget play with a real Osage Beach location, minutes from the outlet mall and restaurants. Units are individually owned, so condition varies; read the reviews on the specific unit before you book.
Watch out: Skip it if you want consistent hotel-standard rooms, daily housekeeping, or on-site dining.
More options
Family hotels in Lake of the Ozarks
Hotels.com inventory — compare across your dates.

Margaritaville Lake Resort Lake of the Ozarks
$$$
Check live prices →
The Lodge of Four Seasons
$$
Check prices — $300–600/night →
Point View Resort
$$
Check prices — $300–600/night →
Alhonna Resort
$
Check prices — under $300/night →
The Resort at Lake of the Ozarks
$$
Check prices — $300–600/night →
The Lodge at Old Kinderhook Golf Resort
$$
Check prices — $300–600/night →Prefer a vacation rental?
Considering a lake house instead?
For groups of six or more, a rented lake house is often the better math at Lake of the Ozarks. You get a full kitchen, multiple bedrooms, and usually a private dock for roughly the per-night price of one resort room. The tradeoffs are real: no daily housekeeping, no on-site restaurant or pool, quality varies by owner, and you will drive to everything. Families who want resort amenities on a cabin budget should look at Point View, Alhonna, or Kapilana above before going full rental.
Browse Lake of the Ozarks cabin rentals on VRBO →We may earn a commission from bookings at no extra cost to you. Disclosure
Frequently asked
When is the best time to visit Lake of the Ozarks with kids?
Late June through August is peak family season — water temperatures are warm enough for swimming and all marina rentals are fully operational. Memorial Day and Labor Day weekends are extremely crowded. If you can go mid-week in July or early August you get the warmest water with shorter wait times at boat launches and restaurants. Fall (September–October) is good for fishing and hiking but most public beaches and kid-oriented water amenities close after Labor Day.
Do you need a boat to enjoy Lake of the Ozarks as a family?
No, but access to the water matters a lot. Properties with private beach areas (like Point View Resort) or on-site marinas give you lake access without renting separately. If your property doesn't have a beach, plan on renting a pontoon boat for at least one day — day rentals run families $300–600 depending on size and season. Kayaks and paddleboards at cabin resorts like Point View are free and genuinely entertaining for ages 6 and up.
Is Lake of the Ozarks appropriate for families with toddlers and young kids?
Yes, with the right property. Margaritaville's indoor waterpark has areas for the under-5 crowd and kids 2 and under get in free, and Alhonna has a dedicated toddler pool and a sandy beach on a calm cove. Point View sits on the Little Niangua arm where the water stays calm, which matters with small children. The golf and spa properties (Old Kinderhook, Camden on the Lake) are better fits for families with kids 8 and up.
Do you need a car to get around Lake of the Ozarks?
Yes — a car is essential. Lake of the Ozarks is not walkable between destinations; attractions, restaurants, and grocery stores are spread across the lake's 1,150+ miles of shoreline. Plan on driving 10–30 minutes between your resort and most off-property activities. Osage Beach is the main commercial hub with grocery, dining, and shopping. If you're based in Camdenton (like Point View Resort), you're on the quieter north arm of the lake and will drive to Osage Beach for major errands.
Should we book a resort or a cabin rental at Lake of the Ozarks?
Resorts win when you want everything in one place: pools, restaurants, a marina, and activities you do not have to plan. Cabin and house rentals win on space and cost per person, especially for groups of six or more, and most include full kitchens and private docks. The middle ground is a family-run cabin resort like Point View or Alhonna, which gives you the kitchen and the dock plus shared amenities like pools, beaches, and game rooms. Budget for a boat rental either way: a pontoon day is the single best family activity on the lake.
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Find the right family resort for your family
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